our Practice Areas
How we serve you
Our team of seasoned trial lawyers have successfully handled cases in state and federal courts across Nashville, Middle Tennessee, and beyond.
Our reputation for being trial-ready ensures that opposing parties take us seriously—positioning you for the best possible outcome, whether through settlement, arbitration, or trial.
Insurance & Insurance Policy Litigation
Thousands, if not millions of people who live in Tennessee have paid for life insurance policies and for insurance policies covering damage to their homes, business or other property. As many Tennesseans have paid insurance premiums for coverage in the event they are sued by someone else (liability insurance coverage). When you need a Nashville insurance policy lawyer to help you, Pepper Law, PLC can provide you with experienced and aggressive representation. The firm takes insurance policy cases in Nashville and throughout Tennessee.
Whether you have a general commercial liability policy; homeowner’s policy; personal umbrella policy; errors and omissions policy; professional liability policy; are the beneficiary of a life insurance policy; or have any other type of insurance policy, there is always the chance that the insurance company will deny coverage to you. This is likely to happen just when you, your business or your loved ones most need the insurance protection for which you have paid. If you have a liability policy, the insurance company might defend you, but only with a reservation of rights. (When an insurance company reserves its rights, it reserves the right not to pay any damages for which you may be held liable).
If you are involved in a dispute or lawsuit with an insurance company regarding its failure to pay you or to provide insurance coverage to you, you should consult with a Nashville insurance policy attorney at Pepper Law, PLC. Insurance policies are complex and difficult to understand to most laypersons. That is why it is crucial to have an experienced lawyer to represent you in your insurance lawsuit. The lawyers at the law firm of Pepper Law, PLC have the experience and skill required to represent you in a lawsuit involving insurance coverage or involving an insurance company’s bad faith failure to pay you. Our firm can provide you with outstanding representation in any type of insurance policy case, including:
Life insurance policy cases
Fleet coverage insurance cases
Bad faith cases
Business owners insurance policy cases
Disability insurance policy cases
Commercial package insurance cases
Homeowner’s insurance policy cases / professional liability insurance cases
Commercial property insurance cases
Malpractice insurance cases
Commercial umbrella insurance cases
Errors and omissions policy cases
Crime insurance cases
Stop-loss policy cases
Directors and officers liability insurance cases
Commercial general liability policy cases
Electronic data processing insurance cases
Title insurance policy cases
Employment practices liability insurance cases
Business interruption policy cases / business income insurance cases
Equipment breakdown insurance cases
Accounts receivable insurance cases
Liquor liability insurance cases
Builders risk insurance cases
Cargo insurance
If an insurance company has failed to pay you, in some cases, it is possible to recover a bad faith penalty in addition to what the insurance company owes you under the policy. Moreover, it is also possible to recover punitive damages against an insurance company. Under Tennessee law, if a policyholder can prove that the decision of the insurance company to deny coverage or a claim was not made in good faith, the policyholder is entitled to recover a bad faith penalty. Sometimes, this Tennessee law is referred to as the “Bad Faith” statute or “Bad Faith Failure to Pay” statute. The Nashville based law firm of Pepper Law, PLC has years of experience handling insurance policy cases involving bad faith claims.
Testimonials
Our clients say
Hear from our clients about how Pepper Meeks Law has guided them through complex legal challenges with clarity, dedication, and results.
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Donna Miller
“I just got off the phone Ross Pepper and I am smiling. He responded quickly and professionally to my questions and I got the answers i needed without having to actually retain him as my attorney. I tried to pay him for his time on the phone with me and he wouldn't let me. He is a compassionate human and you'd be doing yourself a favor hiring him if you need legal counsel.”
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Stevens Stokes
“I would recommend Ross 100% as an attorney. He helped me with a very complicated real-estate partition. He did all of the negotiations, contracts, and court hearings on my behalf per my request. He stuck with me the entire time with an incredible attitude, work ethic, and expanse of knowledge. We ended up with the best possible outcome, and I can't thank Pepper Law enough!”
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Jennifer Cunningham
“I hired Pepper Law Firm to help us recover damages from a faulty construction project. Ross and Beth represented our company with extreme professionalism and always made decisions that was in the best interest of our ownership. They were very honest with all legal cost. I am very pleased with the outcome of the case and their top notch work ethics.”
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Mitch
“My business was in a large payment dispute with an out of state client. Ross and his team helped negotiate a very favorable outcome to my business. We were fortunate to have engaged Ross early in the process. He helped guide and advise us every step of the way. I highly recommend getting legal counsel early in the process, and Ross would be my top recommendation.”
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Matthew Brothers
“Pepper Law and its founder, Ross Pepper, are excellent trial attorneys who get the job done for reasonable fees. I am a former law partner of Ross Pepper, and I refer all litigation to him and his firm. I would not refer litigation anywhere else and neither I nor my referrals have ever been disappointed. I would strongly recommend that anyone with a litigation matter consult first with Pepper Law.”
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John Hall
“We were very fortunate to have Ross Pepper guide my wife through an extremely delicate legal matter recently. His counsel and advocacy on her behalf was peerless. We'd recommend him to anyone seeking legal help in this area.”
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Dawn B
“Ross Pepper and his firm were professional, relatable, and knowledgable. Ross clearly communicated my options and provided timely communication. Undoubtedly, I would use Pepper Law again if in need and I highly recommend the firm!”
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Anna Rowland
“I recently worked with Matt Pulle and Pepper Law PLC for an insurance claim where the insurer refused to pay the full amount owed. I retained Pepper Law and they promptly helped me resolve my claim with the insurer paying the full amount of the policy. I found the attorneys at Pepper Law to be knowledgeable, responsive and diligent and recommend them highly.”
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Christi Eller
“We needed to lien a project to collect monies owed on a job. Pepper Law quickly prepared and recorded a lien. Thanks to their expertise in construction law, we received the full amount we were owed on the project.”
